Underwriting

With decades of experience in the PEO and Staffing markets, you can depend on Providence for superior knowledge in underwriting, policy issuance and claims processing.  This experience has also led Providence to place a priority on accepting clients who actively participate in a well-designed and implemented safety program.

All workers' compensation options are deductible programs. Deductible options of $250,000, $500,000 and $1,000,000 are offered based on a review of the client company information. Smaller deductible plans can be written, but we specialize in the large deductible setting. 

Standards

Providence utilizes A.M. Best’s Underwriting Guide hazard codes 1-10.

Providence has final underwriting authority on all PEO client companies.

Contractor business is less than 10% of Providence's workers' compensation business.

Roofing exposures are less than 10% of the business written by Providence.